Job Openings

Small Business Program Manager
Baltimore Community Lending, Inc.
Baltimore, Maryland


Baltimore Community Lending is looking for a dynamic individual driven to create and manage a new program focused on providing small business capital to spur business development and job growth throughout Baltimore City.

Baltimore Community Lending (BCL) is a non-profit real estate financing corporation
and certified Community Development Financial Institution (CDFI). The BCL mission is to
support the revitalization and strengthening of Baltimore neighborhoods through
innovative and flexible financing programs. The Company has a 28 year history of
providing construction financing to non-profit and for-profit developers of properties in
Baltimore City neighborhoods and neighborhood commercial districts. We are presently expanding our work to include providing capital to other organizations to finance new entrepreneurs and emerging small businesses. This small business financing will be funded by private capital, supported by pool insurance from the State of Maryland, facilitated using a common software platform, and serviced by a third party administrative provider.

BCL is an Equal Opportunity Employer (EOE)

Position Summary:

The Small Business Program Manager is responsible for the coordination and implementation of the new program to assist new businesses and job development throughout Baltimore. The responsibilities include the organization and development of guidelines that provide loans for otherwise credit worthy entrepreneurs and businesses, who lack equity or collateral. These tasks will be completed utilizing existing and third party micro-lenders, Technical Assistance providers, financial institutions and other organizations working with potential clients who may provide the training, origination of loan applications, business plan development and underwriting. This position will require identifying potential new lender participants for the loan fund.

The position will also require working with the President and CEO to identify sources of capital; assemble, evaluate, and report loan production and portfolio performance; coordinate software provider oversight; manage the contract servicer; and coordinate relationship with the loan pool insurer.

This person works directly with all program partners to evaluate and adjust underwriting standards and incorporate the resulting product into the software. During the initial six month period, this person will also review and recommend to a steering committee the affirmation or denial of loans approved by the originating lenders after analyzing business plans and credit in conformance to loan guidelines. This person will also then assist the originating lenders with closing and deployment of funds. The Manager will work closely with the President and CEO and the BCL Vice-President in review and approval of underwriting guidelines.

This Manager will provide technical assistance to prospective participating partners ensuring adherence to program requirements for participation as an originator and underwriting partner.

As part of the responsibilities the Manager will all assess delinquencies, work with the servicer and the originator lender in loan workouts and modifications as needed.

The Small Business Manager will work with the Vice-President, and report directly to the President/CEO plus perform such other duties and responsibilities as assigned by the President/CEO or the Small Business Review Committee.

The employee must meet performance goals as set by President/CEO and Board.

Qualifications and Experience:

Minimum undergraduate or college degree with five (5) or more years’ experience
including 1) a verifiable track record of success proactively networking in pursuit of new
business development; 2) lending and credit analysis experience, preferably in small business lending; 3) work experience in community organizing and/or development is a plus; 4) demonstrated experience in small business portfolio management / workout; and 5) strong communication, writing and proficient computer skills including Microsoft Excel, Word, Power Point and Outlook. Experience may be substituted for an undergraduate or college degree based on two years’ experience for every year of higher education.

The ideal candidate is a self-starter with energy and a drive to make Baltimore stronger.


Compensation is commensurate with experience and qualifications paid as a salary with benefits. Excellent benefits package including 40lk plan with match, healthcare, life and disability insurance and paid annual leave.

Email resume, salary requirements and cover letter ONLY to No telephone calls or walk-ins.