Privacy Policy

This website is owned and operated by Baltimore Community Lending. We recognize that visitors to our site may be concerned about the information we collect and how we utilize it. Our privacy policy addresses those concerns.

BCL respects the privacy of our online visitors. At our website, we do not collect personally identifiable information from individuals unless they provide it to us voluntarily and knowingly. This means you are not required to register or provide information to us in order to browse our site.

Information Collection

BCL is the sole owner of the information collected on www.bclending.org. BCL only collects personal information from our online visitors on a voluntary basis and only when contributing information for a loan application form, or to join the mailing list.

Personal information collected may include your name, your organization, email address, phone number and address.  All personal information received through the pre-application form is encrypted and transmitted by SSL.

Any information collected is used for processing purposes only and is not shared with outside organizations. If we have trouble processing the request, the information is used by us to contact the visitor. Unless specified by the form, all information submitted to BCL using our online information request and pre-application forms are kept private and will not be disclosed to third parties.

Log Files

Like most standard website servers, we use log files. We use IP addresses from the log files to analyze trends, administer the site, track user’s movement, and gather broad demographic information for aggregate use. IP addresses are not linked to personally identifiable information.

Legal Disclaimer

Though we do our best to protect visitor privacy, we may need to disclose personal information when required by law. Such action may be necessary to comply with a current judicial proceeding, a court order or legal process served on our website.

Links

This website contains links to other sites. Please be aware that BCL has no control over and is not responsible for the contents or privacy practices of such other sites. We encourage our visitors to be aware when they leave our site and to read the privacy statements of each and every website that collects personally identifiable information. This privacy statement applies solely to information collected by this website.

Security

This website takes precautions to protect our visitors’ information. When visitors submit sensitive information via the website, their information is protected both online and off-line.

When our application form asks visitors to enter information, that information is encrypted and is protected with one of the best encryption software programs in the industry.  While we encryption to protect information online, we also protect visitor information off-line. All of our visitors’ information, not just the information mentioned above, is restricted in our offices. Only employees who need the information to perform a specific job are granted access to personally identifiable information.

Notification of Changes

If we decide to change our privacy policy, we will post those changes to this privacy statement so visitors are always aware of what information we collect and how we use it. Visitors will have a choice as to whether or not we use their information in this different manner.

If you have any additional questions about our privacy policy, you can contact us at:

Baltimore Community Lending

120 East Baltimore Street, Suite 1810

Baltimore, MD 21202

(410) 727-8590 | info@bclending.org